We provide assistance to our clients through Investing and Comprehensive Financial Planning.
We work with a portfolio design team to create investment portfolios using a mix of broad Exchange Traded Fund's with tax efficiency and low cost structure as appropriate for each individual based on risk tolerance and objectives.
Comprehensive Financial Planning
It isn’t enough to just invest and grow your assets. You need to put the right strategies in place to keep and protect them. Through our comprehensive financial planning in the following areas we can help benefit you by guarding your assets and planning for anticipated future events.
- Retirement Planning – We incorporate existing Pension, 401(k), 403(b), Profit Sharing, Money Purchase, SEP, SIMPLE, IRA, etc. into any comprehensive plan and can help individuals or businesses set these plans up where appropriate.
- Tax Planning – Identifying areas where specific tax strategies may be beneficial and helping to implement strategies where that makes sense. We gladly work with your tax preparer or CPA as a team for your benefit.
- Education Planning – Determining amounts needed and the most appropriate strategies to save or pay for education.
- Insurance Planning – We look at risk and needs for insurance in areas such as Umbrella, Life, Disability, Long Term Care etc.
- Charitable Giving – We look at maximizing any benefits of charitable giving through various strategies and accounts such as Donor Advised Funds.
- Estate Planning – We assess tax implications and work with you to ensure your assets pass to intended beneficiaries in the most efficient way possible.
We prefer to work in concert with your other key advisors such as CPA, Attorney or Insurance agent where applicable.
It isn’t enough to just invest and grow your assets. You need to put the right strategies in place to keep and protect them. Comprehensive financial planning is not a once and done thing. New strategies can become applicable and older ones can become obsolete through circumstance or law. We keep abreast of these changes throughout your life and update where appropriate.